Prepared for Citrus Cardiology Consultants · 2026 Strategy Review · Confidential
Citrus · Sumter · Lake · Marion Counties

A Scalable, Profitable Remote Care Service Line for Citrus Cardiology

You already monitor more than 1,500 device patients and 500 on physiologic RPM. What you have never billed is the care management those same patients need between visits — and starting January 2027, that is the half CMS counts.

$0.00M Retained by the practice over 24 months
$0.00M
24-Month Net Reimbursement
0%
Practice Margin, 24 Months
0
Hospitalizations Avoided
0
Patients Under Management, M24

Year 1 margin 41.9% · Year 2 42.5%. Enrollment begins in month 1 and the practice clears positive in month 2. Patient counts are deduplicated — a patient enrolled in both programs is counted once.

Where You Are Today

You Built the Monitoring. The Enrollment Engine Stopped.

This is not a greenfield pitch. Your CY2024 Medicare claims show a real remote-monitoring operation across 47 clinicians — and they show exactly where it stalled.

✓ Running today

$1.70M of monitoring, billed

Cardiac device remote monitoring (93294–93298) $863,546 across 1,513 patients · extended external ECG $505,840 · physiologic RPM $330,100. Loop-recorder and pacemaker insertions are procedures and are excluded from that figure.

✓ The panel is the argument

Risk score 1.91, average age 78.4

Nearly twice the national average risk. Heart failure 40.5% · ischemic heart disease 67.0% · CKD 49.9% · atrial fibrillation 45.0%. Hypertension and hyperlipidemia both report at 75%, the ceiling CMS publishes to.

✓ Depth already in place

47 clinicians, 10 sites, 3 EPs

22 physicians and 25 advanced practice providers across Citrus, Sumter, Lake and Marion counties. TAVR, MitraClip, ablation, PET/CT, an anticoagulation clinic running 4,700 services a year.

New RPM setups, CPT 99453, by year

Your active census held near 520. New enrollment did not.

2020
96
2021
339
2022
212
2023
182
2024
28

Enrollment is the part of remote care that needs a person doing it every week. It is also the first thing a busy clinic drops. Everything downstream of it — census, revenue, and the clinical signal you get back — follows that one line.

Gap 1 · The add-on rungs

106 patients on 99458, against 521 on 99457

Roughly 0.07 add-on units for every primary unit billed. Across CoachCare's book the same ratio runs near 1.45. The second and third twenty-minute increments are where a monitored patient-year earns most of what it is worth, and almost none of it is being captured.

Gap 2 · Care management

Zero CCM. Zero PCM. Almost no TCM.

No 99490, no 99424–99427, and 31 patients on 99496 from a single clinician against a panel where two in five carry heart failure. This is the gap that costs money twice — once in fees never billed, and once in how CMS scores you from 2027.

Why This Year, Not Next

Three Risk Contracts Are About to Price the Half You Didn't Build

Citrus Cardiology already carries downside on two CMS contracts. A third starts on 1 January 2027. All three are settled by total cost of care, and all three turn on the thirty days after a discharge.

Ambulatory Specialty Model
7

Heart-failure cardiologists named

Seven clinicians billing under Citrus Cardiology Consultants, PLLC are named on the CMS preliminary participant list for the Ambulatory Specialty Model, heart-failure cohort. Performance year 1 is CY2027; it is paid out in payment year 2029. None of the seven carries the small-practice designation.

Shared Savings, Enhanced Track
75%

Of shared losses, at maximum downside

You joined a physician-led Enhanced-Track Shared Savings ACO on 1 January 2024 — the highest-risk track CMS offers. You are the only specialty practice among its twelve participants, which makes cardiovascular cost performance for the whole attributed population yours to move.

ACO REACH
100%

Global risk, as a preferred provider

A second risk-bearing organisation, in the Global track, carries full savings and losses on its aligned population and counts you among its providers. Two separate entities already have a financial stake in whether your cardiac patients stay out of the hospital.

The adjustment schedule. The Ambulatory Specialty Model applies −9% to +9% for the first two performance years, rising toward −12% to +12% by the final year. Performance year 1 is CY2027 and lands in payment year 2029, which means the data that scores you is being generated from January 2027 — a little over four months from a decision made this year.

Remote monitoring does not open a heart-failure episode. Care management does.

Under the model's heart-failure cost measure, the codes that trigger an episode are the care-management families — PCM, CCM, TCM. The physiologic RPM family is not among them. Two things follow, and both cut against the way Citrus bills today.

First, RPM billed into your heart-failure population does not enlarge the attributed denominator. Second, it does not help a clinician clear the 30% attribution threshold — so a cardiologist whose heart-failure contact is mostly remote monitoring can fall below it and not be attributed the episode at all. Meanwhile monitoring spend carried on a heart-failure diagnosis still counts against the cost measure.

You have spent four years building the half that does not count, and none of the half that does. Adding PCM to the population you already monitor fixes both sides at once.

What it takes to clear the cost measure

Per enrolled patient-year, on a heart-failure population

LinePer patient-year
RPM added$1,461.81
PCM added$1,065.70
Program cost added$2,527.51
20-point drop in hospitalization rate, at $15,000−$3,000
Net position+$472
Break-even is a 16.9-point drop — from a 40% annual hospitalization rate to 23.2%, a 42% relative reduction. That sits inside the published range for remote monitoring in heart failure, which is why it is the number worth arguing from rather than a halving. At 35% enrollment the +$472 per enrolled patient reads as roughly +$165 per attributed episode. Your own baseline hospitalization rate is the input that settles it.

The discharge gap, measured

The hospital that takes 47% of your admissions holds a 2-star CMS overall rating, the lowest of your three named partners. The detail matters more than the headline, because it points at a different problem than most readmission pitches assume.

CMS measure, largest admitting partnerScoreVersus national
Hybrid hospital-wide readmission16.8Worse than the national rate
Hybrid hospital-wide mortality5.3Worse than the national rate
30-day heart-failure readmission20.2No different than national
30-day heart-attack readmission13.7No different than national
Excess readmission ratio, heart failure1.0244Above 1.0
Excess readmission ratio, heart attack1.0128Above 1.0
Read it precisely. Your condition-specific cardiac readmission rates are at par — CMS classifies both as no different than national, and heart-failure return days are better than average. Four of the six reported penalty measures still carry an excess readmission ratio above 1.0, including both cardiac conditions, and the all-cause hospital-wide picture is worse than national. The gap between par-level cardiac performance and a worse-than-national hospital-wide result is exactly where longitudinal post-discharge management does its work — and it is the population an ACO-participating cardiology group is accountable for.
The Service Line

One Pathway, From Discharge to Steady State

The device clinic and the anticoagulation clinic stay exactly as they are. What gets added is the longitudinal layer underneath them — the part that bills, triggers episodes, and produces the data your risk contracts are scored on.

What you run today
  • DevicesRemote interrogation and rhythm monitoring for 1,513 patients, billed on 93294–93298. A device technician role is open in Ocala.
  • RhythmExtended external ECG on 595 patients, plus event and Holter monitoring.
  • RPMPhysiologic monitoring on roughly 520 active patients, with new enrollment down 85% since 2021.
  • WarfarinAn anticoagulation clinic running 4,700 services a year across 439 patients.
What the service line adds
  • TCMA structured hand-off at every discharge — the entry point the model counts and the point at which readmission risk is highest.
  • RPMThe same monitoring, enrolled continuously rather than in bursts, with the twenty-minute increments actually captured.
  • PCMPrincipal care management for the single dominant condition. This is the code family that opens a heart-failure episode and clears the attribution threshold.
  • StaffingA CoachCare-funded enrollment specialist on site, and a care team at a 165:1 caseload. Neither sits on your payroll.

CY2026 rates at your locality

CodeServiceRate
99453RPM setup and patient education, one time$21.12
99454Device supply with daily recordings, per 30 days$50.00
99445Device supply, 2–15 days of readings$50.00
99457Treatment management, first 20 minutes$51.12
99458Treatment management, each additional 20 minutes$41.22
99470Short-window monitoring, 2–15 days$25.73
99426Principal care management, first 30 minutes$67.57
99427Principal care management, each additional 30 minutes$53.69
99445 and 99470 did not exist two years ago. They pay for monitoring windows shorter than a full month, which is what a post-discharge or post-procedure patient actually needs. Rates shown are the CY2026 physician fee schedule at Florida locality 09102-99. Roughly three in five Medicare beneficiaries in these four counties are enrolled in a Medicare Advantage plan; plans reimburse at no less than the Medicare rate, and the terms on which each contract pays these specific code families are worth confirming as the program is scoped.
Integration

Native eClinicalWorks Integration, In the Chart You Already Use

Readings, care-plan notes, time logs and billing codes land in the patient's eCW chart. Nobody signs into a second system to find out what happened overnight.

Bi-directional

Demographics out, results in

Patient demographics, problem list and encounter data flow to the monitoring platform; readings, escalations and documented time flow back as discrete chart data rather than a scanned attachment.

Billing

Codes arrive coded

Time thresholds are tracked against each patient-month, so 99457 and its add-on increments post when the work has actually been done. The add-on capture gap closes here rather than in a monthly audit.

Workflow

One inbox, not two

Escalations route into the eCW task queue your team already works. A cardiologist reviewing a heart-failure patient sees the same trend the care manager saw at 6am.

Ten sites, one instance. Your portal runs on eCW's cloud platform, which means the integration is configured once and reaches Inverness, Lecanto, Crystal River, Homosassa, The Villages, Wildwood, Leesburg, Tavares and Ocala without a per-site build. Integration setup posts in month 1 of the forecast.
Clinical Governance

Clinical Governance & Escalation

The economics prove the service line pays. This is the part that proves it is safe — one escalation engine, written down, that every reading routes through before it reaches your team.

Every reading follows the same path
  1. Reading arrives. Values are checked against the patient's own thresholds, not a generic band.
  2. Critical value? It escalates regardless of whether the patient reports symptoms. No exceptions, and no waiting for a second reading.
  3. Out of range but not critical? Retake, then a structured symptom check before anything is routed.
  4. Trend, defined objectively. Three readings at least an hour apart for blood pressure or glucose; three within seven days for heart rate. A trend escalates on the same footing as a single critical value.
  5. Patient unreachable? Voicemail and a scheduled callback — and if the value is critical or the trend is established, it escalates anyway.
  6. Every escalation is documented to the same six fields, so the record supports the billing and the clinical decision equally.
VitalFindingsMethodContactOutcomeFollow-up
The emergent pathway
Chest painNew shortness of breathStroke signsSyncopeWorst-ever headacheSudden swelling

Any of these and the care manager calls 911 with the patient still on the line. If the patient refuses, they are directed to the clinic; if they refuse that, CoachCare activates 911 regardless.

CoachCare's urgent and emergent policy supersedes any practice-specific escalation preference. That is not configurable, and it is the reason the practice can delegate the overnight watch without inheriting the risk.

Three-way routing, so you see signal and not noise. Emergencies go to 911. Non-critical findings that need a clinical decision go to a named member of your team. Stable, resolved events post to the record as an FYI and nobody is paged. The volume that reaches a cardiologist is the volume that needs a cardiologist.
Day 1–2First touch
  • Medication reconciliation against the discharge summary
  • Symptom check and red-flag screen
  • Confirm follow-up appointment is booked
  • Device set up or re-verified
Day 5–8Second touch
  • Adherence and side-effect review
  • Weight and blood-pressure trend read
  • Titration questions routed to the practice
  • Barriers surfaced — transport, cost, understanding
Day 12–14Third touch
  • Confirm the follow-up visit happened
  • Reassess against the discharge plan
  • Hand off to the longitudinal cadence
  • Close the loop in the chart

The three-touch cadence triggers on any emergency-room visit or hospitalization in the previous 60 days. It is the operational mechanism behind the 452 hospitalizations avoided in the forecast, and it is aimed squarely at the all-cause hospital-wide readmission gap at your largest admitting partner.

The Numbers

The Value Analysis

Modeled on 39,000 Medicare patients across the four counties, 31,200 of them in scope for remote care, and 47 referring clinicians — at the CY2026 fee schedule for Florida locality 09102-99.

Active enrollments by program

Neither program reaches its ceiling inside 24 months — throughput is the constraint, not eligibility

Monthly economics

Net reimbursement, CoachCare fees, and what the practice keeps

24-month net reimbursement by program

Where the revenue comes from

Financial summaryYear 1Year 224 months
Net reimbursement$2,048,715$6,527,044$8,575,759
CoachCare fees$1,189,615$3,753,574$4,943,190
Net to the practice$859,100$2,773,470$3,632,569
Practice margin41.9%42.5%42.4%
By program, 24 monthsNet reimbursementNet to practice
Remote patient monitoring$6,518,006$2,854,909
Principal care management$2,057,754$987,067
Total$8,575,759$3,632,569
The enrollment specialist is CoachCare's expense. A specialist on site, and the care team behind them at a 165:1 caseload, are carried by CoachCare — they are not deducted from the margin above and they do not appear on your payroll. Month 1 runs $1,469 negative while implementation and eCW integration post against a 96-patient census; the practice clears positive in month 2.
452

Hospitalizations avoided

Over 24 months — 107 in year 1, 346 in year 2. The measure your risk contracts are settled on.

712,038

Readings captured

Physiologic data on the population your specialty model episodes are scored against.

72,181

Care-team hours

34.7 full-time equivalents of clinical work, delivered without a hire.

6,176

Patients under management

Deduplicated at month 24, from 2,966 at month 12. Roughly 20% of the in-scope cohort.

Scenario Explorer

Move the Inputs. Watch What Changes.

The sliders start at the modeled run. Because this account is throughput-limited rather than eligibility-limited, enrollment capacity moves the answer more than cohort size does.

Capped near 1.4× the modeled cohort — the eligibility rates behind this model describe a condition-defined population, not an entire panel.

22 physicians and 25 advanced practice providers today.

CoachCare-funded. More capacity cannot raise the ceiling, but it reaches it sooner — and those patient-months are real revenue.

24-mo net reimbursement
$0
Net to the practice
$0
Enrollments at M24
0
Unique patients at M24
0
Hospitalizations avoided
0
Getting There

Chartered in 30 Days. Enrolling by Day 45.

Performance year 1 of the specialty model begins 1 January 2027. A program started this quarter has a full year of documented care management behind it before the first episode is scored.

Weeks 1–2

Scope against your own numbers

Chart count to replace the modeled 39,000-patient panel, your heart-failure hospitalization baseline, and the terms on which your Medicare Advantage contracts pay the care-management families. Three answers, and the forecast stops being a model.

Weeks 3–4

eClinicalWorks integration and protocol sign-off

Integration configured once against your cloud instance. Escalation thresholds, routing rules and the named clinical contact per site agreed and written down.

Day 45

Enrollment specialist on site, first patients live

Starting where the evidence is strongest — the heart-failure cohort and post-discharge patients. This is the function whose absence shows up in your 99453 line.

Months 2–12

Scale across the ten sites

2,966 patients under management by month 12, and a full year of care-management documentation on the population your specialty-model episodes are built from.

About CoachCare

The Experience to Get It Right

Remote care programs fail on operations, not on technology. These are the numbers behind the operations.

500,000+

Patients managed

Across more than 400 managed conditions.

10,000+

Clinicians on the platform

Providers running remote care programs day to day.

1,000+

Implementations

Programs stood up and running in market.

5M+

Claims generated

Care-plan coding and billing behind more than five million claims.

Over 100 million vitals recorded, and more than 4 million care actions enabled.